Free is the full engine. Plus keeps it running on real data.
Model your entire financial life for free, forever, with manual data. Pay only when you want your plan to keep itself true.
Doughsense is in private early access.
Start free. No clock, no card.
Register straight onto Free and plan everything with manual data, for as long as you like. When you're ready for bank feeds and a self-maintaining plan, a 14-day Plus trial starts the moment you connect your bank. No card to begin.
Free
The whole engine, forever
Everything you need to plan, with manual data
Plus
Your plan stays true by itself
Effectively £6.67/month
or £10/month, billed monthly
14-day trial starts when you connect your bank. No card.
Honest pricing
We never gate the thinking
The thinking is free for everyone, forever: projections, twelve metrics, Monte Carlo, the solver, and guided journeys, all with manual data. Plus covers the usage-based costs, bank connections, AI, and scheduled compute, so the full planning engine can stay free for everyone.
Funded by subscriptions, not your data
We're funded entirely by subscriptions. No ads, no data selling, no affiliate partnerships. You're the customer, not the product. Every feature we build exists because it helps you, not because it helps an advertiser.
No strings
Cancel Plus anytime and it simply switches off: everything you've imported stays visible and the app keeps working on Free. No lock-in, no exit fees, no data held hostage. We'd rather earn your subscription each month than hold you to one.
What you get
The whole engine is free. Plus keeps it running on real data.
Free: the whole engine
Unlimited accounts and assets
Lifetime financial projections
Monte Carlo confidence simulations
12 real-time financial metrics
Staged edits and the solver
Guided journeys (wizards)
Financial independence tracking
Forward-looking budget planning with tax schedules
Goal and risk milestone tracking
Inflation-adjusted, multi-currency projections
Side-by-side plan comparison
Credit card promotional rate tracking
Mobile app
What Plus adds
Everything in Free, plus the services that keep your plan current without you touching it and make your bank data yours.
AI assistant and dictation
Bank feeds that import balances and transactions
Reconciliation and recurring payment detection
Scheduled re-projection as your actuals arrive
Outcome notifications by email when your plan shifts
MCP server and API keys: query and script against your own data
See where your decisions take you
Projections, milestones, metrics, and scenario modelling. Free, forever.
Free with manual data. A 14-day Plus trial starts when you connect your bank. No card.