Free to plan. Plus to automate.
The whole planning engine is free with manual data, forever. Plus connects your UK bank and automates the rest: imports, reconciliation, and re-projection.
Doughsense is coming soon.
Free
The whole engine, on your numbers
forever
- Lifetime projections to life expectancy
- Monte Carlo confidence simulations
- Twelve financial health metrics
- Guided journeys and the solver
- Unlimited accounts, plans, and currencies
Coming soon
Plus
RecommendedBank feeds, AI, and automation
£6.67 a month, billed annually
- Everything in Free
- Bank feeds with reconciliation
- Scheduled re-projection and outcome alerts
- AI assistant and dictation
- MCP server and API keys
Coming soon
14-day trial when you connect your UK bank. No card.
| Feature | Free | Plus |
|---|---|---|
| Plan | ||
| Lifetime projections | ||
| Monte Carlo simulations | ||
| Twelve health metrics | ||
| Guided journeys | ||
| Staged edits and the solver | ||
| Side-by-side plan comparison | ||
| Milestones and FI tracking | ||
| Tax-aware budget planning | ||
| Multi-currency, inflation-adjusted | ||
| Mobile app | ||
| Automation | ||
| Bank feeds (UK banks) | ||
| Reconciliation and recurring payment detection | ||
| Scheduled re-projection | ||
| Outcome notifications | ||
| Assist | ||
| AI assistant and dictation | ||
| MCP server and API keys |
The thinking is never paywalled.
Projections, metrics, simulations, and journeys are free for everyone. Plus covers what costs us money per user: bank connections, AI, and scheduled compute.
Funded by subscriptions, not your data.
No ads, no affiliate links, no data selling. You're the customer, not the product.
Cancel and keep everything.
Plus switches off, your data stays visible, and the app keeps working on Free.
What happens when the trial ends?
You move to Free. Nothing is deleted: bank-imported data stays visible, it just stops updating automatically.
Do I need a card to try Plus?
No. The 14-day trial starts when you connect your bank, and we only ask for payment if you choose to stay.
Can I switch between monthly and annual?
Yes, at any time. The change applies from your next billing date.
See where your decisions take you
Projections, milestones, metrics, and scenario modelling. Free, forever.
Questions? Get in touch