Private early access
Make sense of your money.
See where it's going, and where it could take you.
We're still building. Free to start with manual data, no card. A 14-day Plus trial begins when you connect your bank.
Doughsense is in private early access.
See your whole financial picture at a glance
Every account, asset, and liability in one place, scored against twelve financial-health metrics so you always know where you stand and what to work on next.
Explore the guides
Know what's coming before it lands
Set your income and expenses once and the register projects them forward, so a tight month or a tax bill shows up on the calendar long before it hits your account.
Answer a money question
Start with the decision on your mind
Guided journeys turn a big question into an answer on your own numbers: when you can retire, whether you can afford a house, or whether to overpay the mortgage or invest.
Your projection is the starting point. Then stress-test it.
The Timeline engine projects when you'll reach each goal, running to life expectancy with compound growth, inflation, and tax accounted for. Then a Monte Carlo simulation runs 250 trials drawn from a century of real market data to show how confident that plan really is.
Frequently Asked Questions
How it works, what it costs, and how we handle your data
Doughsense is a personal finance planning tool that helps you understand where you stand today and project where you're heading. Add your accounts, income, and expenses, and the Timeline engine maps your financial future. Compound interest, inflation, and growth are all accounted for. It's built for the decisions you're making now, whether that's next month or decades ahead.
Doughsense is a forward-looking planning tool. Rather than categorising past spending, it projects your finances into the future. Set milestones, model different scenarios, and see how today's choices affect your long-term wealth.
You get 12 financial health metrics across your portfolio and budget, a projection engine that runs to life expectancy, and guided setup to get you going fast, with an AI assistant, dictation, and bank feeds on the Plus tier. It's financial clarity, built around your decisions. See how Doughsense compares to YNAB , Monarch , Emma , and spreadsheets .
Doughsense is free forever for the full planning engine with manual data. Plus adds bank feeds, reconciliation, scheduled re-projection, and outcome notifications for £10/month or £80/year (save £40 annually). A 14-day Plus trial starts when you connect your bank, with no card required.
Your data is encrypted in transit and at rest, and is never shared with or sold to third parties. Doughsense is funded by subscriptions, not your data. Learn more about our security practices .
On Free, you add data by manual entry: enter your accounts, income, and expenses directly, and edit anything at any time. On Plus, the AI assistant and dictation let you describe them in plain English, and bank feeds import your balances and transactions automatically. Either way, you stay in full control of what's in the system.
What would change if you could see 30 years ahead?
Model a career change, see when you'll be debt-free, or find out if early retirement is realistic.
We're still building. Free to start with manual data, no card. A 14-day Plus trial begins when you connect your bank.