Everything you need to master your finances

AI Assistant

Add income, expenses, and accounts using natural language. Just describe what you want and the AI handles the data entry for you.

Financial Independence

Track your path to FI with CoastFI, LeanFI, and FatFI calculations. See exactly when you'll reach each milestone with lifetime projections.

Lifetime Projections

Projections from today through to your life expectancy with inflation adjustment and what-if analysis. See your complete financial future with compound interest built in.

Multi-Currency

Built-in from the ground up, not bolted on. Track assets and liabilities in any currency with automatic conversion to your primary currency.

Smart Budgeting

Income breakdown with tax schedules, cash flow sweep, and multi-frequency support. Understand exactly where your money goes.

Promotional Rate Management

Track 0% APR deals, balance transfer offers, and promotional segments. Know exactly when rates expire and how they affect your payoff plan.

12 Financial Metrics

Net worth, liquid net worth, savings rate, financial runway, debt-to-income ratio, credit utilisation, rate optimisation, and more -- all calculated in real-time.

Milestone System

Set financial milestones with dependency logic, AND/OR conditions, and confidence scoring. See projected completion dates based on your current trajectory.

Privacy-First

Manual entry by design, not limitation. No bank connections means your financial data stays private. You control what goes in and what comes out.