Promotional Rate Management
Track 0% APR deals, balance transfers, and promotional segments. Never be caught off guard when a rate expires.
Stay Ahead of Expiring Deals
Promotional rates can save you thousands -- but only if you manage them properly. Doughsense tracks every deal across your liabilities and shows how they affect your payoff plan.
Balance Transfers
Track balance transfer offers with their promotional rates, fees, and expiry dates. See the true cost of each transfer.
Expiry Tracking
Know exactly when each promotional rate ends. Your timeline projections account for the rate change so there are no surprises.
PromoHealth Score
A 0-100 health score for your promotional balances. See at a glance whether you're on track to pay off before rates revert.
Segment Tracking
A single credit card can have multiple segments at different rates. Doughsense tracks each one independently.
Built Into Your Timeline
Promotional rates aren't tracked in isolation -- they're fully integrated into your financial projections. When a rate expires, your timeline automatically reflects the higher interest cost.
Automatic Rate Transitions
When a promotional period ends, the timeline seamlessly transitions to the revert rate. Your projected payoff date adjusts accordingly.
Interest Impact Analysis
See how much interest you'll save during the promotional period and how much the rate change will cost if the balance isn't cleared in time.
Payoff Confidence
Your PromoHealth score tells you whether you're on track to clear the balance before the promotional rate expires. Course-correct early if needed.
Never Miss a Rate Expiry Again
Start your 14-day free trial and take control of your promotional rates. No credit card required.
14-day free trial. No credit card required.