Smart Budgeting
Understand exactly where your money goes with income breakdown, tax calculations, and automatic surplus allocation.
Budgeting That Works for You
Whether you're on a fixed salary or juggling freelance income, Doughsense adapts to how you actually earn and spend.
Income Breakdown
See your gross income split into tax, national insurance, pension, and take-home pay. Choose UK tax bands or simple percentages.
Cash Flow Sweep
Surplus income is automatically allocated to savings and investments based on your priorities. No manual transfers to track.
Multi-Frequency
Mix weekly groceries, monthly rent, and annual insurance in the same budget. Everything is normalised for easy comparison.
Freelancer Friendly
Model variable income, separate tax money from spending money, and plan for irregular cash flow with confidence.
Know Your Real Take-Home Pay
Your gross income isn't what you actually have to spend. Doughsense breaks down every income source so you can budget with the numbers that matter.
UK Tax Band Calculations
Automatic income tax and national insurance calculations using current UK tax bands. See exactly how much goes to HMRC and how much stays with you.
Simple Percentage Mode
Don't need precise tax calculations? Use simple percentages to estimate deductions. Perfect for quick planning or non-UK income sources.
Multiple Income Sources
Salary, freelance work, rental income, side hustles -- add as many income sources as you need, each with its own frequency and tax treatment.
Automatic Surplus Allocation
After your expenses are covered, Doughsense automatically sweeps your surplus into savings and investments based on the priorities you set. Your money always has a job.
Income Arrives
Your income is received, tax and deductions are applied, and your net pay enters the budget.
Expenses Deducted
All your regular expenses are subtracted, leaving your true surplus.
Surplus Swept
Remaining money is automatically allocated to savings, investments, and debt repayment based on your priorities.
Take Control of Your Cash Flow
Start your 14-day free trial and see exactly where your money goes. No credit card required.
14-day free trial. No credit card required.